Life as I find it

A friend of mine died recently in a freak climbing accident. A lively, intelligent person, with great and diverse talent, he was well respected at work, among friends and fellow climbers alike. He was full of initiative ideas and empathy. A truly perfect person to have with you anywhere.

He has left behind a wife, a two year old daughter and aged parents. He was the sole bread-winner of their family, and they lived comfortably as he earned very well.

The family, now is in deep financial circumstances, as to add to their emotional loss, they now have no source of livelihood. My friend, while earning a good income, had failed to provide adequate income, and had also taken a big loan for their ner home.

I look at their situation and learn my lesson. No one here comes with a guaranteed life-span. I am going to start saving, plan insurance, minimise outstanding credit, avoid expensive loans, and in general be well planned in my finances so that if an unforeseen disaster strikes, my family may at least be secure in an economical sense.

This is something outdoor professionals rarely consider. Leading hand to mouth lives becomes a way of life. The little extra money they have goes on something or the other they want.

The sad truth is that outdoor adventure instructors have very few guarantees in life. Their interests make very few non menial careers suitable for them in case of an accident that limits their abilities. Accidents are entirely possible in this profession and pay scales are low.

What is needed with our community is the interest in managing life, money, relationships and then using up what spare resources they have.