Archive for the ‘Money’ Category

Paypal reversing payments!

Friday, February 5th, 2010

I just got this email from paypal:

Hello Vidyut,

Your payment of  $$ has been sent back to the sender of the payment.

We reversed this payment because we have stopped allowing personal payments to be sent to or from India.

If this was a payment for a purchase of goods or services, and not a personal payment, then you may contact the buyer and have him or her resend the payment as follows:  (a) click the Send Money tab, (b) select “Goods,” and (c) provide a shipping address.

If this payment was a personal payment such as a gift, then we have requested that the sender find another payment method until we restore personal payments to and from India.

We are trying to resolve this issue as quickly as possible and we’re sorry for any inconvenience.

Thank you,
PayPal

Now, this is really strange. This was payment for an online job I have already completed. More difficult are those payments to be made to web hosting providers and so on. I doubt if it is just me with this problem. There are people whose entire livelihoods depend on being able to accept payments. I am just wondering at the wholesale damage this action has probably caused. Also wondering about people who delivered based on the payment which later got reversed.

Yet another reason why paypal suchs, and still is quite necessary to have an online career :(

Dayum, I can’t afford this loss right now.

Fraudulent Directory Submission Services have PayPal protection

Saturday, August 22nd, 2009

In a world where online services abound and flourish under the comparitive anonymity the net offers, fraudulent service providers have a whole new market to themselves. Being too trusting is a bad idea.

I had been meaning to submit my site to online directories for a long time, as many people said its good to be listed, and links and all that.

Some surfing brought me to Submit Edge, which offers submissions to 750 high PR directories for 60$. The site really looks like these guys know what they are doing, and have an understanding of Search Engine Optimization, Link Building, etc. Kush Infosys Pvt.Ltd. which runs the site and service are based in Mumbai, so I thought that I’d be giving business to someone from our town. Sounded good, so I paid them, filled in their form with the link I wanted submitted and careful descriptions.

Done, right? Wrong!

Once I received acknowledgement of my payment, there was complete silence on their end.

As you see, the submissions should have been done in two weeks. As the duration came to a close, I started wondering what happened of the services I had booked, and wrote them an email. I got a response saying that it will happen soon.

Finally, about 3-4 days after their stated time was up, I got my “submission report”. Imagine my horror to see:

  1. The main page of the first site I was submitted to (PR7) had links to adult sites!!! Checking a couple of days later, the entire directory was gone and replaced by some video site in some language I don’t understand.
  2. The second site in the list doesn’t have a category for where they claimed they submitted by link to.
  3. The third site has a domain name with random letters, and is listed as a PR6 site, when in reality it has no PR at all.
  4. In fact, many of the sites had random letter domain names.
  5. Their High PR list has exactly 21 directories that state a PR of 5 and above. Please note that these also aren’t really all actually High PR, as the third point shows.
  6. From there on, it is PR4 and PR3 till 41 and goes downhill from there.
  7. Not a single incoming link from these sites points to the link that was submitted (which I guess is a good thing, though it defeats the entire purpose of the exercise)

Aghast at what I had paid for, what I was getting, and what it could potentially mean to my site, I emailed them with my findings to receive no response at all. I tried calling them, but kept getting through to an automated mailbox.

I filed a dispute under PayPal, upon which I got a response within hours from them offering to replace links with problems or provide new links.

Not desiring new links of this kind, I asked for a refund, and escalated my claim out of an unnecessarily overdeveloped sense of responsibility so that PayPal could see what their services were being used for, and other buyers could be protected. Turns out, PayPal wasn’t particularly interested if their sellers use their services to cheat people, as long as there are no goods involved. What is more, they did no investigation of any kind, but automatically shut down my claim because:

As stated in our User
Agreement, the claims process only applies to the shipment of goods. It
does not apply to complaints about the attributes or quality of goods
received. Therefore, we are unable to reverse this transaction or issue a
refund.

This is mentioned in the PayPal policy as intangibles not being eligible for consumer protection.

However, the payment in my account allowed me to create a dispute, even though there was no shipping address provided, and I clearly mentioned “services” as the transaction type and the dispute was successfully created about something PayPal had no intention of looking into, or resolving. It allowed me to escalate the dispute into a claim, upon which it was automatically closed.

This is clearly a strange and problematic service from PayPal that unscrupulous providers can exploit to their advantage, because it gives the illusion that the dispute will be investigated, when in reality what happens is that it gets discarded and finalized as closed. No investigation happens, and while justice is implied, it actually removes all options a claimant has in the system. Thus, even when the seller might have initiated some kind of compensation, he is actually released and essentially set scot-free to lather, rinse, repeat with some other gullible consumer.

Additionally, the fake service provider actually gets the credibility of having disputes against them dismissed by the “authority”.

So, to summarize:

  • Don’t pay anyone for any service online, unless you trust them.
  • DON’T trust PayPal’s dispute system unless you are dealing with tangible goods, regardless of what their dispute form says.
  • Don’t know about other submission services, but SubmitEdge is clearly a fraud.

For whoever is interested, this is a sample report of submissions made, and if you want something like this associated with your site, go ahead:

The Horror Submissions Report from Submit Edge

Adsense and Tuesdays?

Saturday, July 5th, 2008

I don’t know if this means anything, but I just noticed a strange pattern on my Adsense Report. For the last two and a half months, almost every tuesday, my adsebse earnings are zero.

For the rest of the days, its pretty much the same thing. I wonder what is going on out here. If anything, I would have expected them to drop at the weekends, but there is no clear pattern there. The only pattern is a noticeable drop on tuesdays.

I probably should have noticed it earlier, but I rarely check my AdSense account. It pretty much manages itself. So …. Even if I had noticed, I have no clue on why it is so, so I don’t know how I could have repaired it in any case. The only hunch I have is that perhaps some really repulsive ads show on tuesdays for some reason? I’m going to watch the ads and see if I can understand this phenomenon better.

Anyone have a clue on what is happening?

Link Nerve

Sunday, June 15th, 2008
I found this link building service – Link Nerve – which is currently in beta and will be launched soon. Their idea is to sell content links from words occurring naturally in the content of websites.

I have applied to them to see if I can test it, but no response so far. I am interested in seeing how this works, and the way the content links are managed and how practical it gets.

I tried a few words, and the links cost about $30 for “any page rank”, and go up to $465 per link for a Page Rank 8 site.

Stay tuned folks, this might get interesting.

I guess this is going to be fantastic for advertisers, as these links should work very well for both their link building purposes, as well as getting traffic by virtue of their relevance (at least seeming relevance). How well, in comparison with cost remains to be seen.

How well it will work for bloggers remains to be seen, as well as the process of identifying which words occur in which blogs…..

Sponsored Reviews

Thursday, June 12th, 2008

So many people are looking for easy ways to be online and earn from it. One of the greatest ways I know is to write reviews. Many people look at this as “selling your soul” or something, but really, do you need to sell your soul to have an opinion about something?

I enjoy doing paid reviews. Of course, the best part is that I get paid for writing, but there are other aspects to it too. One being that I end up looking at products, services and websites that I otherwise would probably have missed. Another, is for me to develop my writing skills, so that I can say what I want to say, rather than provide some sugar coated garbage. Believe me, this needs practice, and paid practice is good incentive.

There are literally endless places you can get opportunities to write reviews and get paid for them. I keep posting opportunities like that from time to time, and this is a time when I share one of those:

What I like about SponsoredReviews.com is that it doesn’t limit you to advertizers selecting your site before you can attempt reviews, but you can actually go through the requirements posted and bid on the ones you think will work for your interests, blog, style of writing and money requirements. This is good, because with many paid review sites, you end up having to settle for whatever their automated systems throw your way, and I am certain that many good matches are not even noticed.

For example, I could find a subject that really was of interest to me, and then, honestly, even if the budget is not as high as I expect, it works for me, because I am going to enjoy writing it. This is not something a software can anticipate.

But there are other sites of course, and I might as well list them here:

Another really good paid blogging site.

Another nice place is Review Stream – its really easy and hassle free to write reviews here, and there are no issues with creating accounts or anything. Quick and painless.

So far, so good. Will point out more opportunities as I come across them.

Microsoft Training
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